Insurance Credit Scoring: An Ethical Issue

by Richard D. Schrader The issue at hand is the use of a consumer’s credit score as an underwriting tool for auto insurance rates. What is a credit score or FICO score? A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that [...]

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5 Steps To Cheap Car Insurance Premiums

by UK Insurance Index Although car insurance is compulsory, it’s not necessary to pay more than you have to. A few simple steps combined with some time surfing for competitive car insurance rates really can save you serious money. Step 1 – Excess The easiest way to cut your car insurance premiums is to cut [...]

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A Different Light Shed on the Insurance Industry

by Jordan Walt There’s a relatively unknown market in the insurance industry that consumers need to know about. This is a market where a single agent can offer you multiple choices from multiple companies. This is the independent insurance agency market. When you have an independent agent (IA) who you know and trust, you shouldn’t [...]

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Car Accident Lawyer Legal Advice

by Anna Henningsgaard Car accidents are currently the number one killer of people between the ages of 1 and 37 in the United States. Car accidents, crashes, and collisions cause about 3 million injuries a year, 2 million of which are permanent and crippling injuries per year. 40,000 people die in car accidents every year [...]

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